> Benefora

Benefora helps people nearing retirement decide when to claim Social Security. It's a free assessment plus a library of guides (spousal strategy, survivor benefits, claiming strategy, special situations) that turns SSA rules into a clear, personalized recommendation — no login, no sales pitch. It's built for people within a few years of eligibility who want a data-backed answer instead of a rule of thumb, using publicly available SSA data rather than guesswork.